General Insurance
Car & Motor Insurance
Car & Motor Comprehensive Cover
whether you have a car or a motorcycle, We offer reliable protection and the peace of mind you need.
Product Info
Motor Comprehensive insurance covers your car against liabilities to other parties for death or body injuries, damages to other parties’ properties, accidental or fire damages to your car and theft of your car.
Coverage
- Losses or damages to your car due to accident, fire and theft
- Third Party death and bodily injuries.
- Third Party property losses or damages
- Extended benefits.
Car & Motor Third-Party Cover
whether you have a car or a motorcycle, we offer reliable protection and the peace of mind you need.
Product Info
Motor Third-Party insurance covers your car against third party liabilities such as death, body injuries to third party and losses or damages third party property causes by accidents.
Coverage
- Third Party death and bodily injuries.
- Covers Third Party property losses or damages.
Travel Insurance
Travel with a piece of mind
Workers & Employees Insurance
Business Protection
Whether you are a large commercial business or a small-and-medium enterprise, we provide a wide range of insurance solutions customized to the different needs of your business and industry.
SME Solutions
Fire & Consequential loss
Cover loss or damage to your building and contents as a result of the fire. Also covers you of loss of income due to business interruption.
Burglary
Pays for loss or damage of your property caused by burglary, armed robbery and theft including attempted theft.
Public Liability
Protects you against legal liability for third-party bodily injury or property damage arising from your business.
Money
Compensate your loss of money in your premises or whilst in transit to and from the bank.
Group Personal Accident
Provides protection to you and your employees for bodily injury, death or permanent disablement caused by accidental means.
Money
Our Money Policy indemnifies you against the loss of money while.
In transit between your premises and the bank or post office and vice versa.
At your premises, provided all money is securely locked in a safe, strong room, drawers, cabinets or cash registers.
Fire and Consequential Loss / Business Interruption
This insurance covers buildings, machinery and stock against the risk of fire, lightning or explosion. Extensions to cover the following perils can also be included for a nominal premium :
- Flood
- Bursting or overflowing of water tanks
- Impact damage
- Malicious damage
- Riot and strike Your policy can also be extended to cover
- Loss of rent
- Architects', surveyors' and engineers' fees
- Removal of debris
Public & Product Liability
In an increasingly litigious world, businesses need to ensure that they have adequate protection against the risk of being sued. Public Liability Insurance protects you from legal claims in connection with your business for:
- Accidental bodily injury or illness to persons.
- Accidental loss or damage to property It also includes.
- All costs and expenses of litigation recoverable by any claimant against you.
- Costs incurred with our written consent.
Others
We also offer these solutions to cater to your business needs:
- Workmen's Compensation
- Employer's Liability
- Group Personal Accident
- Motor Fleet Insurance
- Fidelity Guarantee (Employee Dishonesty)
- Plate Glass
Marine
Marine coverage is a sector that truly benefits from having a global strength and presence.
Machinery Breakdown and Consequential Loss
Plant and machinery represent a large amount of invested capital. Your valuable assets are exposed daily to operational risks and comprehensive insurance is vital. The cost of repair or replacement is not the only issue; when a key item of machinery breaks down it can rapidly have a negative financial impact on your business. You can protect against this eventuality with a Consequential Loss policy tied to the Machinery Breakdown insurance.
Construction
The Contractors' All Risks (CAR) policy protects against loss or damage to the project works, construction plant and equipment and third-party claims connected with the project. Our Erection All Risks (EAR) insurance covers the risks associated with the erection, testing and commissioning of machinery and plant. As with CAR, third-party claims are also covered.
Electronic Equipment
Our Electronic Equipment insurance provides wide cover for computers, commercial audio and video equipment, telephone networks, office equipment and the like.